$39,900

With today's interest rates, a cash purchase can make more sense than taking on a 30-year mortgage. If you've saved a down pyment, those savings may be enough to buy this move-in-ready home at Harper Square Coperative, with no mortgage pyment and no interest. This beautifully updated 2-bedroom, 1-bath home has a remodeled bathroom, updated flooring, and custom closets throughout, designed to maximize storage. The north-facing unit offers comfortable living and dining areas and peaceful treetop views over the courtyard. Its third-floor location adds everyday convenience: elevator rides are short; groceries and packages are easy to bring in, and the leafy courtyard views make the home feel private. When you buy into a coperative, you purchase shares in the corpp that owns the building, and those shares come with a proprietary lease that gives you the right to live in your unit. One of the biggest advantages is that the $1,377 monthly assessment covers costs most homeowners submit separately. It includes real estate taxes, heat, air conditioning, gas, water, cable TV, interior and building maintenance, 24-hour door staff, the fitness center, and community spaces. Residents responsible only for electricity, internet, and optional rental parking. The location is hard to beat. You're steps from the University of Chicago, the Lakefront Trail, Whole Foods, Trader Joe's, Michelin-starred restaurants, parks, schools, the Museum of Science and Industry, CTA buses, and the Metra Electric Line. Downtown is about 15 minutes away by Metra or car, and Soldier Field and the Museum Campus are about 10 to 15 minutes by car via DuSable Lake Shore Drive. Whether you're commuting to work, catching a Bears game, or spending a day along the lake, Chicago is right at your doorstep. This is a cash purchase only. Co-op board approval is required, and rentals are not permitted. In addition to the purchase price, a $5,620 share deposit to Harper Square Coperative is due at purchase and returned to you when you sell.